It seems I’ve talked a lot about that on this here blog but here I am, yet again, with a report of having to start over.
Life became a bit more than I could handle and I found myself having to make what felt like dire decisions to just get to the next day. In a period of five weeks:
- Broke my foot (this cost me over $600 out of pocket);
- Lost my apartment (cost me over $2,300);
- Finagled a last minute move that was crazy expensive (cost me over $200); and
- Spent over what I would have normally spent to get to work ($30 a day or $150 a week).
I was making $14 an hour and I thought that spending money I didn’t have to spend was the worst of it. For a while, it was. Then I took a trip to Hawaii (that had been paid for the year before) and lost my personal identification and bank cards. Oh joy! That was surely going to be the worst of it?
Not. At. All.
It seemed as though collectors and creditors knew I was in dire straits and called for every single dollar they’ve ever leant me to be paid back. By this point, I was living with my Mom and had to enlist her help in this. The final verdict? She wouldn’t be able to help me.
And this is where I find myself today – steeped in embarrassment at my financial state and wondering IF it ever actually gets better for the poor folks who were born poor?
It might not but after some deep soul searching, I’ve recommitted to the idea of starting over, really starting over, so that I can eventually own my name. My debt has become a noose around my neck and while I know that money doesn’t buy happiness, it would certainly allow me to afford the scissors to cut myself loose.
We shall see!